Back to business:
So we know our loan type, investor,interest rate, TAD, finical, and RFD. Now we need to call the mortgage company and find out what programs are available. Such as: Repayment Plans, Modifications, Partial Claims, Provisional SFB, Short Sale, and Deed in Lieu. Those are some of the programs that's available to you as a homeowner. Now your finical situation will determine which plan that you will get so knowing what is left over after everything is paid in the house is very important. My issue is that many of us are not sure what we spend our money on each month. Like many people it seems as if we don't know where and what we spent our money on.
I can remember one year I got a big lump sum of money and could not tell you how it was spent.So yes I have been there and done that. I could not even began to tell you what happen to all that money that I got. I didn't even pay bills. That year I learned a great lesson. When you spend your money have something to show for it. Like paying off bills or buying something with value that does not depreciate over time. Or just something you need.
So now is the time for you to call your mortgage company. Don't be afraid because we all know that the mortgage company is not in the business to take your home they want the interest that is going to be paid over the 15 to 30 years that you plan on paying for the home. You're probably saying ,"It's easier said then done." True but try it and see what happens!!!

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