ASK YOURSELF THESE QUESTIONS?

Who am I? ....What am I?.... Where am I going?.... What should I do?....

What do I LIKE?.... For what REASON have I started asking myself these question?...

Am I always SAD?.... If so WHY?.... Why am I not HAPPY with me?.... What do I miss?... Have I MISSED out on anything?....Is this all my in my MIND?....Am I DEPRESSED?...

If so how do I know it?... Is my career a BITCH?... Why did I make the choices I made?....Why do I want to be successful?...What is being SUCCESSFUL?...How do I know if I am successful?.... But I am not RICH..... Is this the life I should have?....Why does BAD things Happen to people?....But people that do bad things SEEMED to never get CAUGHT most of the time...... Did I make the right DECISION?....

Why do people get SICK with illness and Die?....Why is it when we DIE we thank GOD?...

Because that person is not SUFFERING any more?..... Who really wrote the BIBLE?.... Why isn't GOD a women?.... Why is GOD seen as a White Man?.... Why not a BLACK man?....

Why did we have SLAVERY?....Why did GOD make or let BLACK people suffer and be slaves?....
Why wasn't White people SLAVES?.... Why do we have RACE?... Why can't we be LABELED just as PEOPLE?...Why are WHITE people always rich or have money 9 times out of 10?.....

Why do we all have to work so HARD?.... But people that IMMIGRATE to the UNITED STATES from other countries are given more OPPORTUNITIES than U.S Citizens and I can't get a dame LOAN?....Why are people in other countries fighting over a GOD they never seen?....

Why can't they understand that GOD is GOD and it doesn't matter how you DRESS it up?...

Why can't we all just get alone and live in PEACE?....

Why do over WEIGHT people always seem to BLAMEothers for their weight?..... Should we feel SORRY for Them?...

Why do GAY people want to get Married?..... What happens if they want to get a DIVORCE?.....

Are they BORN gay?..... Why do people look at the GAY community with such SHAME?...They are people to with FEELINGS......

Why can't we have everything we WANT?....

Why is it POOR and RICH people?.... I thought we were all EQUAL.....

Why are we quick to JUDGE people?.... Why do we make FUN of people?.... Why do we always Blame someone else for our FUCK ups?....

Why do people like ORAL SEX?.... Why do we have SEX?.... Why do we have to have a ORGASM when we have SEX?.... Why does it FEEL so GOOD when we have a ORGASM?...Why is it after SEX we get so TIRED as if you have ran a MARATHON?.... Why is it that some people can have SEX more than one time and be ready for another ROUND?....Why is it that some people are ALREADY done BEFORE it Gets STARTED?....

Have you every had PHONE TEXT- SEX?.....

DAME it is GOOD?....

DEVNIE HOUSE.....WHY?.....

GIRL TALK at DEVINE's HOUSE!!!

Get it together young and old people!!!

How is everyone doing? Good I hope!

But I have an issue with some lady's and the choices that they make such as men, having children, hanging with the wrong crowds and other issues. Let me start by saying that the Chris Brown Issue has gotten on my Dam nerves. I got to say this and I am done," If you are big enough to pass a lick you are big enough to take a lick". Women quite being fools and think before you act. I know you LOVE him and all that good stuff; but think of yourself first. I have 2 teenager nieces and I always tell them get someone that you can grow with and if he starts acting crazy let his ass go and get another one! As a teenager growing up I did many stupid things but now being grown I see how woman are treated so bad. In the work place, at home and public place and that is crazy. So what should we do? Start speaking up and given people our opinion about things. Stop being afraid of what someone will think. Stop comparing yourself to someone of these other women. We are all as we should be, now don't get me wrong some of us need to exercise and keep ourselves up. But quit letting a man make you feel less worthy! We are all worthy!

So as you may know that Steve Harvey wrote a book, Telling woman to start thinking like a man.

Now! how in the hell are we going to have time to do that when we barley have time to cook, clean, watch the kids, wash clothes, grocery shop, go to PTA meetings, fix the kids bikes when they are broke down, take the kids to the doctor's office, plan birthday parties, go to work , pay bill's, and all the other shit we have to do.

So now you tell me why do I have to start thinking like a FUCKIN MAN, and why the hell he can't think like a WOMAN!!!

DEVINE HOUSE

FEATURED GUEST AT DEVINE'S HOUSE!!!

Dallas's Own: Gary




The B.B. Que Man

This week end was my brothers B-day party and for his party his wife order some barbecue from The B.B. Que Man. I tell you we had a good time and on top of that we ate really well.

I had the pleasure of tasting this barbecue and it was wonderful. I really enjoyed it and so I had to tell of you about it. I want all of you to taste this barbecue. I promise you will be happy you did. The meat was so tender and mouth watering. He makes is own barbecue sauce from special ingredients. Gary cooked many different kinds of meats such as chopped beef that done by hand, chicken, sausages, links and other meats just to name a few. So if you want some great tasting barbecue call on: The B.B. Que Man. Gary has been specializing in great tasting barbecue for over 10years. Barbecuing is his craft and it takes time to perfect nice tender and seasoned meat. He also caters and all order's should be placed 2 weeks in advance for prep time.

So any time your in Dallas, Texas and want the Best Barbecue in town look for The B.B. Que Man or just shoot me a e-mail and let me know what you need so I can get your information to Gary. He is the best!!!!

I give that great tasting barbecue 4 Stars! So lets give it up for The B.B. Que Man!

DEVINE HOUSE

HELLO, MY NAME IS DEVINE!!!

MORE PICTURES FROM THE FIELD TRIP

Hello,

So here are more pictures from the field trip with my daughter!

This is a Jaguar!

This was the best pic I could get because she was hungry as I found out. She was just running all over the place and would not be still how about that.

Nice !!!

FIELD TRIP !!!

The Dallas World Aquarium:

I went on a field trip to the Aquarium with my daughter and her school. I took some very cool pictures. We saw some very cool animals and we enjoyed ourselves. So take a look at tell me what you think of the nice day we had. It was raining and wet on that day that but we still had a wonderful time. My daughter had a very nice time and she was very excited to go with her class. She talked all day about the trip and she told everyone about the animals she saw. The rain forest was part of the aquarium and I thought this was very nice and a place to think! The sharks were a site to see and also the penguins as it watched everyone watching it.

AMERICA THE GREAT???

Back to business:

So we know our loan type, investor,interest rate, TAD, finical, and RFD. Now we need to call the mortgage company and find out what programs are available. Such as: Repayment Plans, Modifications, Partial Claims, Provisional SFB, Short Sale, and Deed in Lieu. Those are some of the programs that's available to you as a homeowner. Now your finical situation will determine which plan that you will get so knowing what is left over after everything is paid in the house is very important. My issue is that many of us are not sure what we spend our money on each month. Like many people it seems as if we don't know where and what we spent our money on.

I can remember one year I got a big lump sum of money and could not tell you how it was spent.So yes I have been there and done that. I could not even began to tell you what happen to all that money that I got. I didn't even pay bills. That year I learned a great lesson. When you spend your money have something to show for it. Like paying off bills or buying something with value that does not depreciate over time. Or just something you need.

So now is the time for you to call your mortgage company. Don't be afraid because we all know that the mortgage company is not in the business to take your home they want the interest that is going to be paid over the 15 to 30 years that you plan on paying for the home. You're probably saying ,"It's easier said then done." True but try it and see what happens!!!

I finished painting!!!!

So I am back from painting and it was wonderful. I enjoy fixing my house up. So hear are some pictures and hope you like it.

This is the color i painted my office so cute!

PAINT, PAINT. AND MORE PAINT Part II

Okay,
remember when I said that I wanted to share some of my pictures of me painting and here they are; Enjoy!!!!!! This is before I started!!!
After I got started! Still not finish yet!


This is one of my favorite pieces located in my house! I really like it!





This is one of my favorite rooms in my house that I painted a few months ago! What do you think about it? I thought this was really classy! That picture on the wall is very nice!

PAINT,PAINT AND MORE PAINT!!!!!

WHAT IS GOING ON,



Painting is what's going on with me I have some before and after pictures that I am going to share with all of you. I will be getting back to the subject at had soon after all this painting is done!! I want to know if anyone out there has and idea for a theme that I can use for my office. It is small or should I say cozy.

I miss all of you and please understand that I am always thinking of you. I just want to open my life to you and let you get to know me better.



So paint, paint, pain and more paint.

I will get back to telling you how to save your home because that is what I am soooo interested in. I just want you to know that;(I want all this information to help you). Please know that understand everything that you are going threw. With the economy being bad and people loosing jobs, people killing themselves and family because of the stress that comes with being responsible for someone's life.

So keep you head and stay tuned!!!

WHAT IS HAPPENDING WITH ME!!!!

UPDATE:

OKAY; I am changing a few things in my house and I have idea's but just don't know how to put them together. I went out of town a few weeks ago for a funeral and took some pictures. Some of those are listed below. Here are somethings that I like to share with all of you. I would like your opinion on a few things that I think are very nice.

So here they are enjoy!!


These are a few pictures I got from my Aunts house when I went out town!!




This was in front of the hotel we stayed in;(Howard Johnson)! This was a celebration for our WAR HERO'S! NICE RIGHT

Hello,

While at work I started to think of some reasons why homeowners have to know this things. I walk everyday on my break at work just to get some exercises. But anyway, I am so sure that many people don't have a clue as to what's happening with their mortgage. This is one of my passions besides shoes, and hand bags. I just want to info the world as to what they can do to help themselves. So now as I did my daily walk, I saw a picture that I am going to share with you as soon as I get home.

This is to all the mortgage companies that's not being mindful of our economy!!!!

Tell the people that you employee to respect each caller and listen to what the have to say. They should be willing to help any person that's having a hard time!!!

KNOWLEDGE IS POWER

Why Did They Lie?????

Hello,

And how I have a story for you, okay this morning I was listening to 89.3 the radio station. I heard a women and I want say her name because I did not get permission from her to state her name. But, anyway she is going threw and hard time like everyone in this crazy ass economy. She is having a hard time make her payments on her mortgage. Just like me and everyone else that has a mortgage that's not rich and or famous.

So she said that she called her mortgage company Citi Group and they told her that they are no longer doing MOD or ( also known as Modifications), on FHA Loans. I was soooo, LIVID when I heard that B.S. I know if other mortgage companies are doing Loan Modifications on FHA loans then I know that is a really big ass lie.

So that makes me ask a question: WHY DID THEY LIE????

So of course; I called the radio station and I told her that I know for a fact that they are lying to her and that she may want to call HUD to find out why FHA loans are not being modified any longer. I know for a fact that MOD's can be done on a FHA loan because while working for the mortgage company I've done plenty. Maybe on some days I've done several MOD's on $300,000.00 dollar homes.

What makes her loan so different?

Now keep in mind that I know to ever cause there is an affect and per FHA guidelines the home has to be owner occupied, loan has to be a least 1year old and the loan has to be at least 3mths behind. Now, another things is consider when doing MOD's on any type of loan is the investor. Now some investors don't allow MOD's to be done. So that is something else that she should consider. Also, homeowners don't get to pick and choose which program that they want it is also based on your finances. If your financial situation says that you need a repay plan that is what you get because if you look at it and if you have enough money to make a mortgage payment plus a little extra you may just need to cut out some of the extra activities. Another reason why they may have lied would be due to her interest rate being below market value and the interest rate can't be decreased due to it being it's at the lowest possible rate.

Now for a VA loan they will Modify the loan if the home is not owner occupied and the interest rate does not increase.

Citi Group" Why did you lie to this homeowner that truly needs some help??" I just have to know. If these mortgage companies are getting paid to offer the programs why aren't' they willing to give the programs out.

What's Next?????

I had a very hard weekend and I am feeling bad for myself. I have a few thing that I am going threw at home. But, I know it will be okay I hope. I am going to be alright!!!! I will keep my head up and keep smiling!!!

Okay we know the investor, loan type, RFD, and the TAD!
So now we need to find out your interest rate! Now depending on the program you pre-qualify for you need to know your interest rate.

For example: You qualify for a MOD or (Loan Modification) and your interest rate is below market value you would not get the MOD. What I am trying to say to you is that if your interest rate is a 5.25 and the market value or should I say Houdini is 6.25 and you have and investor that does not allow the interest rate to be raised such as a VA loan then you would not get the Loan MOD. But those are the rules that we have to follow. So that is the reason why you,( The Homeowner) should know this information. I bet your wondering what is a Houdini and Debenture. These are names that I learned from the Mortgage Company that I worked for. They are forms used to determine the interest rate.

Yes, it is important to know your interest rate, loan type, investor, RFD and the TAD.
So just work on that and I will give you more information on how to get help!

KNOWLEDGE IS POWER